anyone has PC pet insurance?

Does anyone has PC pet insurance in Canada? I think this is fairly new.
I appreciate hearing any opinion on this insurace.

With the rising cost of vet bills for an aging cat, I am considering getting
insurance
for Rusty. But since he is almost 12 years old, many insurance will not
accept him.
With his history of urinary problems, even PC pet insurance which accepts
pets
at any age will exclude coverage on urinary problems for him.
So I am uncertain whether it is worth it or not. The info didn't indicate
whether
blood and urine tests are covered. I found those quite costly.

I will like also like to hear opinions on pet insurace in general.

Karen...

which

Karen...

upon

Karen...

did

Karen...

MaryL...

I came to the same conclusion after checking out several policies. I opted,
instead, to open a special savings account just for Holly and Duffy. I put
a small amount into it every month, and I have not touched it for anything
so far. It is not for routine exams or even for minor problems. It is
reserved for any major problems that may crop up in the future (and they
will, as my cats age, at least if my previous cats are indicators). I hope
that I will have a reasonable fund by the time it is needed so that I can
self-insure. That takes some risks that not enough time will elapse, but I
think it is likely to provide better care than most insurance policies. (I
am in the U.S., so I do not have specific information about Canadian
policies.)

MaryL

Photos of Duffy and Holly: >'o'<
Recent pics: http://tinyurl.com/clal7

Chakolate...

If you started right now and put away the amount the insurance policy
would cost every month, I bet it would cover most of the vet bills.